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Energy independence in Panama City, FL

With 5.58 peak sun hours daily, Panama City is in the top tier for solar production. But not every roof qualifies for maximum savings. Your area receives an average of 5.58 peak sun hours per day.

Solar Authority Score™
71 Good

Nearby Areas

Lynn Haven 32444 Panama City 32401 Panama City 32408 Panama City Beach 32407 Panama City 32404 Panama City 32409
📍

Solar Coverage Map: Panama City, FL

6 nearby locations
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Estimated Annual Savings

$1,256 /yr
High ROI Expected
Investment Grade: A+

Verified Solar Potential

Production
7,752 kWh per year (Est.)

Payback Period

8.6 Years

Time until system pays for itself

25-Year Lifetime Savings

$20,542

Estimated net profit after system costs

Fed. Tax Credit (30%)

$4,651
Money back in pocket

Available Incentives & Rebates

Residents of Panama City may qualify for 5 active programs.

Federal Programs (Apply to Everyone)

Warning: 2026 Cliff
Inflation Reduction Act (Sec. 48E)
Benefit Value Pass-through Savings

If you lease your system (PPA), the solar company claims this credit and passes savings to you. Valid through 2032.

Warning: 2026 Cliff
Federal Residential Clean Energy Credit (ITC)
Benefit Value 30% (Expiring 2025)

30% Tax Credit for systems installed by Dec 31, 2025. CRITICAL: For 2026, this credit is set to expire for homeowner-owned systems unless extended. Leases (Third-Party) still qualify under Sec. 48E.

FL State Incentives

1:1 Credit
Net Metering

Utilities credit excess energy at the full retail rate.

6% Savings
Solar Sales Tax Exemption

Solar energy systems are exempt from Florida sales tax.

100% Exemption
Property Tax Exclusion

100% of added home value from solar is exempt from property taxes.

Efficiency

Code: 32405
EXCELLENT Score

5.58 Peak Sun Hours / day

Live Solar Forecast

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Production Efficiency --%

Fetching satellite data for Panama City...

Peak Sun Hours Comparison

Excellent
Bar chart comparing Panama City's 5.58 peak sun hours to the national average of 4.5 hours Panama City National Avg State Avg 5.58 hrs 4.50 hrs 5.62 hrs 0h 2h 4h 6h

Panama City receives 24% more peak sunlight than the U.S. average, indicating excellent solar production potential.

Solar Physics Simulator

Sun path trajectory for Panama City

14.7° Max Elevation
Sun path diagram showing summer vs winter trajectory in Panama City East South West Summer (June) 14.7° Altitude Winter (Dec) -7.7° Altitude

In Panama City, the sun is 22.4° lower in the sky during winter.
💡 Tip: Panels positioned at a 27.2° tilt will capture maximum energy year-round.

Why Solar in Panama City?

With 5.58 average peak sun hours and potential savings of $1,256 annually, Panama City residents have a clear path to energy independence. Local focus: Hurricane resilience and AC savings. Hurricane season waits for no one. Prepare now.

True Cost Calculator

Average System Cost $15,504
🇺🇸 Federal Tax Credit (30%)
- $4,651
🏛️ FL Rebate
- $1,000
Your Net Cost
$9,853
Financial Showdown

If you had $25k... Stock Market vs. Solar

Comparing a 20-year investment in the S&P 500 versus purchasing a solar system in Panama City.

S&P 500 (Historical 7%) $60,981 Net Profit
Taxable
Solar Energy System $32,244 Tax-Free Gain
Winner 👑
Savings: $33,744 + Property Value: $16,000

Solar Outperforms by -47%

Unlike stock market gains which are taxed at ~15-20%, the money you save on electricity is 100% tax-free. Plus, solar increases your home's resale value immediately.

With only 7 installers in Panama City, choose carefully. Verify NABCEP certification and check recent local references.