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Solar potential in Half Moon Bay, CA

Good news for Half Moon Bay residents: 5.13 peak sun hours means strong production potential. Federal incentives make this the right time. Your area receives an average of 5.13 peak sun hours per day.

Solar Authority Score™
68 Moderate

Nearby Areas

El Granada 94018 Redwood City 94062 Moss Beach 94038 Belmont 94002 San Mateo 94402 San Carlos 94070
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Solar Coverage Map: Half Moon Bay, CA

6 nearby locations
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Annual Electricity Offset

$2,535 /yr
High ROI Expected
Investment Grade: A+

Verified Solar Potential

Production
7,370 kWh per year (Est.)

Payback Period

4.1 Years

Time until system pays for itself

25-Year Lifetime Savings

$53,061

Estimated net profit after system costs

Fed. Tax Credit (30%)

$4,422
Money back in pocket

Available Incentives & Rebates

Residents of Half Moon Bay may qualify for 6 active programs.

Federal Programs (Apply to Everyone)

Warning: 2026 Cliff
Inflation Reduction Act (Sec. 48E)
Benefit Value Pass-through Savings

If you lease your system (PPA), the solar company claims this credit and passes savings to you. Valid through 2032.

Warning: 2026 Cliff
Federal Residential Clean Energy Credit (ITC)
Benefit Value 30% (Expiring 2025)

30% Tax Credit for systems installed by Dec 31, 2025. CRITICAL: For 2026, this credit is set to expire for homeowner-owned systems unless extended. Leases (Third-Party) still qualify under Sec. 48E.

CA State Incentives

Variable Rate
Net Billing Tariff (NEM 3.0)

Exported energy is credited at avoided cost rates (variable). encourages battery storage.

Up to $3,000
DAC-SASH

Upfront incentives for low-income homeowners in disadvantaged communities.

~$200/kWh
SGIP Battery Rebate

Upfront rebate for installing energy storage systems (batteries).

100% Excluded
Property Tax Exclusion

Active solar energy systems are excluded from property tax assessment.

Efficiency

Code: 94019
EXCELLENT Score

5.13 Peak Sun Hours / day

Live Solar Forecast

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Production Efficiency --%

Fetching satellite data for Half Moon Bay...

Peak Sun Hours Comparison

Above Avg
Bar chart comparing Half Moon Bay's 5.13 peak sun hours to the national average of 4.5 hours Half Moon Bay National Avg State Avg 5.13 hrs 4.50 hrs 6.06 hrs 0h 2h 4h 6h

Half Moon Bay receives 14% more peak sunlight than the U.S. average, indicating excellent solar production potential.

Solar Physics Simulator

Sun path trajectory for Half Moon Bay

-8.8° Max Elevation
Sun path diagram showing summer vs winter trajectory in Half Moon Bay East South West Summer (June) -8.8° Altitude Winter (Dec) -38.9° Altitude

In Half Moon Bay, the sun is 30.1° lower in the sky during winter.
💡 Tip: Panels positioned at a 33.7° tilt will capture maximum energy year-round.

Why Solar in Half Moon Bay?

Homeowners in Half Moon Bay are positioned to benefit from 5.13 peak sun hours of daily sunlight. This translates to approximately $2,535 in annual electricity savings. With rates climbing 8% annually, every month of delay costs you money. Despite NEM 3.0, solar still pays off in 6-8 years

True Cost Calculator

Average System Cost $14,739
🇺🇸 Federal Tax Credit (30%)
- $4,422
🏛️ CA Rebate
- $1,000
Your Net Cost
$9,317
Financial Showdown

If you had $25k... Stock Market vs. Solar

Comparing a 20-year investment in the S&P 500 versus purchasing a solar system in Half Moon Bay.

S&P 500 (Historical 7%) $60,981 Net Profit
Taxable
Solar Energy System $66,619 Tax-Free Gain
Winner 👑
Savings: $68,119 + Property Value: $16,000

Solar Outperforms by 9%

Unlike stock market gains which are taxed at ~15-20%, the money you save on electricity is 100% tax-free. Plus, solar increases your home's resale value immediately.

With only 7 installers in Half Moon Bay, choose carefully. Verify NABCEP certification and check recent local references.