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Solar analysis: Montara, CA

With 5.28 peak sun hours, Montara offers solid solar potential. Combined with current incentives, the ROI case is compelling. Your area receives an average of 5.28 peak sun hours per day.

Solar Authority Score™
69 Moderate
📍

Solar Coverage Map: Montara, CA

6 nearby locations
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Estimated Annual Savings

$2,617 /yr
High ROI Expected
Investment Grade: A+

Verified Solar Potential

Production
7,607 kWh per year (Est.)

Payback Period

4.1 Years

Time until system pays for itself

25-Year Lifetime Savings

$54,768

Estimated net profit after system costs

Fed. Tax Credit (30%)

$4,564
Money back in pocket

Available Incentives & Rebates

Residents of Montara may qualify for 6 active programs.

Federal Programs (Apply to Everyone)

Warning: 2026 Cliff
Inflation Reduction Act (Sec. 48E)
Benefit Value Pass-through Savings

If you lease your system (PPA), the solar company claims this credit and passes savings to you. Valid through 2032.

Warning: 2026 Cliff
Federal Residential Clean Energy Credit (ITC)
Benefit Value 30% (Expiring 2025)

30% Tax Credit for systems installed by Dec 31, 2025. CRITICAL: For 2026, this credit is set to expire for homeowner-owned systems unless extended. Leases (Third-Party) still qualify under Sec. 48E.

CA State Incentives

Variable Rate
Net Billing Tariff (NEM 3.0)

Exported energy is credited at avoided cost rates (variable). encourages battery storage.

Up to $3,000
DAC-SASH

Upfront incentives for low-income homeowners in disadvantaged communities.

~$200/kWh
SGIP Battery Rebate

Upfront rebate for installing energy storage systems (batteries).

100% Excluded
Property Tax Exclusion

Active solar energy systems are excluded from property tax assessment.

Efficiency

Code: 94037
EXCELLENT Score

5.28 Peak Sun Hours / day

Live Solar Forecast

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Production Efficiency --%

Fetching satellite data for Montara...

Peak Sun Hours Comparison

Above Avg
Bar chart comparing Montara's 5.28 peak sun hours to the national average of 4.5 hours Montara National Avg State Avg 5.28 hrs 4.50 hrs 6.06 hrs 0h 2h 4h 6h

Montara receives 17% more peak sunlight than the U.S. average, indicating excellent solar production potential.

Solar Physics Simulator

Sun path trajectory for Montara

-8.8° Max Elevation
Sun path diagram showing summer vs winter trajectory in Montara East South West Summer (June) -8.8° Altitude Winter (Dec) -38.9° Altitude

In Montara, the sun is 30.1° lower in the sky during winter.
💡 Tip: Panels positioned at a 33.8° tilt will capture maximum energy year-round.

Why Solar in Montara?

With 5.28 average peak sun hours and potential savings of $2,617 annually, Montara residents have a clear path to energy independence. Local focus: NEM 3.0 and high electricity rates. With rates climbing 8% annually, every month of delay costs you money.

True Cost Calculator

Average System Cost $15,213
🇺🇸 Federal Tax Credit (30%)
- $4,564
🏛️ CA Rebate
- $1,000
Your Net Cost
$9,649
Financial Showdown

If you had $25k... Stock Market vs. Solar

Comparing a 20-year investment in the S&P 500 versus purchasing a solar system in Montara.

S&P 500 (Historical 7%) $60,981 Net Profit
Taxable
Solar Energy System $68,812 Tax-Free Gain
Winner 👑
Savings: $70,312 + Property Value: $16,000

Solar Outperforms by 13%

Unlike stock market gains which are taxed at ~15-20%, the money you save on electricity is 100% tax-free. Plus, solar increases your home's resale value immediately.

With only 7 installers in Montara, choose carefully. Verify NABCEP certification and check recent local references.